Welcome to IMG®'s section of Coverage without Boundaries®!
We know that the reasons to travel abroad are
many and varied – that´s why our products are too. Our full-service approach to providing international medical insurance
products includes servicing vacationers, those working or living abroad for short or extended periods, people traveling
frequently between countries, and those who maintain multiple countries of residence. To meet all of these needs, we have
developed a comprehensive range of major medical, life, dental and disability products that can be tailored to meet your needs.
For your convenience and to assist you in determining which plan is right for you, simply use the scroll function to view
each of the products or click on one of the specific product categories below to help narrow your search. You may also
obtain more detailed plan information by clicking on the "Review Coverage" link associated with each product. Once you
have determined which plan best fits your needs, click on the "Buy ..." link and you can complete the
simple and easy-to-follow application.
Individual & family (5 days up to 2 years coverage)
Patriot Travel plans address the insurance needs of U.S. citizens and foreign nationals who need
temporary medical insurance while traveling for business or pleasure anywhere outside of their home country.
There are two Patriot Travel plans that provide up to $2,000,000 of medical coverage. Patriot International®
provides coverage for U.S. citizens traveling outside the U.S. and Patriot America® provides coverage
for non-U.S. citizens traveling outside their home country.
In addition to medical benefits, the plans include coverage for medical evacuation, repatriation, and choice of deductibles
and plan maximums. Coverage can be obtained from a minimum of five days up to two years.
Global Medical Insurance offers worldwide coverage to a wide variety of international clientele, including expatriates,
international executives, diplomats, students, entertainers and other international travelers. With Global Medical Insurance
you have a choice of four plan options: Silver, Gold, Gold Plus, and Platinum. Simply choose one that best fits your needs.
The Silver, Gold and Gold Plus plans provide $5,000,000 of lifetime coverage, while the Platinum plan provides $8,000,000.
All four plans offer a full range of benefits suited for individuals and families.
There are two coverage area options: worldwide or worldwide excluding the U.S. and Canada. Both options provide coverage
24 hours a day, and you have the freedom to choose any doctor or hospital for treatment. When you select Global Medical
Insurance, you receive IMG's commitment to deliver world class health benefits, medical assistance and total peace of mind.
Patriot PlatinumSM provides first-class protection for the discerning international
traveler who wants to obtain the maximum coverage available in a short-term travel medical product on the market today.
Patriot Platinum builds upon the Patriot Travel plan by providing up to $8,000,000 of coverage with enhanced benefits
and services and our Global Concierge & Assistance ServicesSM.
There are two plans available: Patriot Platinum InternationalSM provides coverage for
U.S. citizens traveling outside the U.S. and Patriot Platinum AmericaSM provides coverage
for non-U.S. citizens traveling outside their home country. Coverage can be obtained from a minimum of five days up to three years.
Patriot Green Travel Medical InsuranceSM is designed for the environmentally
conscious traveler and provides up to $2,000,000 of medical coverage and services. This plan provides the same
comprehensive benefits as the Patriot Travel plan, but also includes eco-friendly benefits including providing for
the purchase of carbon offsets, pays an additional $5,000 AD&D benefit to an environmentally conscious organization, and it is paperless.
Patriot Green InternationalSM provides coverage for U.S. citizens traveling outside the U.S.
and Patriot Green AmericaSM provides coverage for non-U.S. citizens traveling outside their home country.
Coverage can be obtained from a minimum of five days up to two years.
Travelers who travel several time a year(annual coverage)
Patriot Multi-Trip is designed for people that take multiple trips throughout the
year outside their home country. The plan provides coverage up to 45 days in length for each trip.
It offers the ease and convenience of purchasing a single annual plan at an affordable premium.
Patriot Multi-Trip International provides coverage for U.S. citizens that take multiple trips
annually outside the U.S., and Patriot Multi-Trip America provides coverage for non-U.S. citizens
that take multiple trips annually outside their home country. Both provide coverage for the traveler,
his or her spouse and children for each trip taken during a period of 12 months.
GEO Group is one of the most comprehensive group hospital, surgical, medical and
life insurance programs in the world. This program is designed for employers with employees who
are either U.S. or Canadian citizens who reside abroad, or foreign nationals around the world. GEO
Group assists employers to carve out their international employees to provide U.S.-style benefits
and worldwide coverage. This program includes medical, dental, life and indemnity benefits for employees and their families.
Patriot Group Travel Medical Insurance provides coverage for groups of five or more
U.S. citizens and/or foreign nationals who need temporary medical insurance while traveling for business
or pleasure anywhere outside their home country. It offers a 10% discount from Patriot Travel Medical
Insurance and has one easy-to-use enrollment form.
There are two Patriot Group Travel plans plans that provide up to $2,000,000 of medical coverage with a choice
of deductibles and policy maximums. Patriot International Group provides coverage for U.S. citizens traveling
outside the U.S. and Patriot America Group provides coverage for non-U.S. citizens traveling outside their
home country. In addition to medical benefits, the plans include coverage for medical evacuation and repatriation.
Coverage can be obtained from a minimum of five days up to a maximum of two years.
Patriot Platinum Group provides first-class protection for groups of five or more international travelers
who want to obtain the maximum coverage and most comprehensive services available in a short-term group travel medical
product. Patriot Platinum Group builds upon the Patriot Group Travel plan by providing up to $8,000,000 of coverage
with enhanced benefits and services and exclusive access to our Global Concierge & Assistance ServicesSM.
There are two plans available: Patriot Platinum InternationalSM Group provides coverage
for U.S. citizens traveling outside the U.S. Patriot Platinum AmericaSMGroup provides coverage
for non-U.S. citizens traveling outside their home country. Coverage is available from five days up to three years for
U.S. citizens traveling outside the U.S. and for non-U.S. citizens traveling outside their home country.
Patriot Green Group is designed for groups of five or more environmentally conscious international
travelers that are serious about sustainable and responsible tourism. The plan provides up to $2,000,000 of medical
coverage and services. It also includes an Eco Sports Rider covering such activities as jungle zip lining, wildlife
safaris, and cave tubing among others. The plan also includes an additional AD&D benefit allowing the insured the
opportunity to donate $5,000, in the event of his/her Accidental Death and Dismemberment, to an environmental
organization that positively impacts global conservation. This donation is payable by IMG on the insured's behalf.
Patriot Green Group can only be purchased online. Coverage is available from five days up to two years for U.S.
citizens traveling outside the U.S. and for non-U.S. citizens traveling outside their home country.
Patriot Exchange is designed for students studying abroad or participants of cultural
exchange programs. Two plan options are available. The Basic Short-Term Travel Plan is an economical
plan while the Standard Short-Term Travel Plan is designed to meet the U.S. J1 visa travel insurance requirements.
Its flexible plan design also provides three areas of coverage: U.S. citizens worldwide except in the U.S., Non-U.S.
citizens worldwide except in their home country and Europe to Europe.
Plans are available in monthly increments and if a minimum of three months is purchased, coverage may be renewed
(without break in coverage) for a total of four years.
Patriot Group Exchange offers the same great benefits, options and renewability as
the Patriot Exchange Program, and in addition to the Basic and Standard Short-Term plans, a Long-Term plan is available.
The plan is available to groups of five or more students or participants of cultural exchange programs, offers a 10%
discount from Patriot Exchange Program and has one easy-to-use enrollment form.
Long-term, worldwide medical insurance for groups of 2 or more international students
Student Health Advantage is designed for individuals or a group of students or scholars
participating in a sponsored study abroad program, and desire an annually renewable comprehensive
medical plan. This plan meets student visa requirements, includes benefits for maternity after 10 months,
mental health, organized sports and international emergency care. It also provides coverage for pre-existing
conditions after 12 months of coverage.
Patriot T.R.I.P. helps protect travelers who are unable to travel or are interrupted
during their covered trip due to circumstances such as a sudden and unexpected illness or injury, death
in the family, jury duty, job layoff, terrorism or the bankruptcy of the tour operator, cruise line or
airline. Benefits also include coverage in the event of travel and baggage delay, lost baggage, emergency
medical expenses, emergency medical evacuation and much more.
To provide superior protection for a picture perfect vacation, there is Patriot T.R.I.P. Elite,
a premier travel insurance program. Patriot T.R.I.P. Elite offers a high level of benefits to travelers who need
more coverage than provided by the Patriot T.R.I.P. program. The program has increased benefit amounts for emergency
medical, emergency medical evacuation, travel delay, baggage, trip interruption and has a benefit for violent attacks.
Patriot T.R.I.P. Student is a "budget conscious" travel insurance program designed
to provide important benefits to students for many of those unforeseen circumstances that may force the
cancellation or interruption of a covered trip. This program also includes coverage for trip cancellation or
interruption travel and baggage delay, lost or stolen baggage, emergency medical expenses and emergency medical evacuation.
Sky Rescue is designed for those travelers who need to fill the gaps in the international medical
insurance. It provides coverage for such benefits as emergency medical evacuation, repatriation, reunion and
emergency assistance services that are not covered under most domestic or national plans.
Coverage is available for individuals under the age of 65 traveling outside their home country. It can be purchased
in three, six or 12 months increments and can be rewritten for succeeding or subsequent periods.
Patriot Adventure is designed for the adventurous international traveler.
Patriot Adventure provides benefits for those traveling abroad who also intend to participate
in a select group of athletic activities or adventure sports.
Worldwide group coverage for professional marine crew
International medical insurance for marine crew requires provisions not met by many
companies. International Marine Medical Insurance (IMMI) was designed specifically to provide comprehensive medical
insurance to marine crew by offering continuous coverage worldwide. IMMI provides $1,000,000 of coverage per
certificate period with a full range of benefits. Group members will be covered worldwide, including their
country of citizenship, 24 hours a day.
Worldwide coverage for professional marine captains and crew members
Global Crew Medical Insurance(GCMI) is a comprehensive and portable international
medical insurance plan designed specifically for professional marine crew. GCMI can help eliminate the obstacles
of time, currency, and language when you are seeking medical treatment and need assistance and administration of
your global health care benefits. The plan provides $5,000,000 of lifetime coverage with a full range of benefits
and offers two options: worldwide coverage and worldwide coverage excluding the U.S. and Canada. Both options
provide coverage 24 hours a day, and you have the freedom to choose any doctor or hospital for treatment.